How to Smartly Invest in 2012

Previous year i.e 2011 was not good for the investments in whole world. The stock prices neither profitable and nor even those who purchase gold, achieved great success because since August end the price has been falling down with uncertainty.

What to do in 2012?

Some signs which are indicating that year 2012 will be a great year for the Global economy, the winds of disasters remains in US of america, Europe and now even it is showing impact in growing markets like China and India.

There are some best strategies which can be followed for difficult years as we have in past and we are going to face in 2012, the strategy will be is just to manage risks.

The risks - Risk is something which may happen or may not happen, but whenever it will happen it will lead to some loss . But there are circumstances where we need to take risks: 'Higher the risk, The greater the chances of winning'. Now the main thing is that how we will tackle the risk in Investment.

Professional investors and stock market experts have highly configured computer machines which will detect the issue of risk. For us as an individuals and small investors to manage risk is somewhat simpler and easier, Simply we just have to do the investments rather carefully and increase the savings as we can. By This means we can keep fight the  disasters with relative comfort and ease.

Investment criteria's - In year 2012 investment criteria remains same, but now we should be even more cautious to invest in the below mentioned:

Gold - Some peoples believe that the worth of gold of one ounce will be approaching 1,700$ and will be reaching 2,100$ in year 2012, but that is pure certainty.  You should better stay away from gold. The gold depends on things continue to worsen the economy globally.

Property and Housing - The property prices are falling and within five years again time will come when we have to again buy. In that case, we should invest in property cautiously because prices will be difficult to recover.

What Actions needs to be taken - An Investment in companies is always a good idea but you have to look forward for long-term investment. In 2011 the shares are not valued and is difficult to forecast the behavior of share market in 2012. It is good to have some of our asset in stocks but should not all.

Careful investment and proper savings will never fails !!!!

2012 Not Bad For The Economy

The reality of the first two months of 2012 seems to be denying the worst fears of an expected year with so much fear of the collapse of Europe, the stagnation of the U.S., China slowdown and the backlash of these phenomena together in countries like Colombia. Only in December, analysts announced the collapse of the rich countries, but growth in the U.S. surprised by 3 percent in the last quarter of 2011.

In the Eurozone, although to the OECD (Organization for Economic Cooperation and Development) envisioned a year of recession and stagnation, their way agreements for the rescue of Greece, the country with more difficulties in the region. While many say they are not fundamental solutions, the truth is that they have managed to restore calm to the stock exchanges.

In Colombia, the overall rate of the bag (IGBC) rose 17.9 percent in the first two months of the year. But what leads to a better port Colombia is also the impetus that keeps foreign direct investment (FDI), which in February was of 2,084 million, an increase of 18.4 percent over the same period in 2011. And the language challenging Iran, the European Union and the United States on a possible restriction on imports of Iranian oil was a price pressure, with an upward trend. This situation is advantageous for Colombia, which is at an all time high oil production.

According to Javier Diaz, president of Analdex (National Association for Foreign Trade), "while Europe and the U.S. have improved, still present the risk of a fall in demand-especially China-commodity". Note that the brake that is putting the Bank of the Republic with the increase in interest rates may lead the economy to grow less.

For the Finance Minister Juan Carlos Echeverry, the action was appropriate. "The inflation rate is 3.5 percent and the Bank's intervention, at 5.25. Then the real rate is 1.75, that in no country can be considered excessive".

Roberto Steiner, director of Fedesarrollo, is more optimistic. "The outlook for Colombia in 2012 look pretty favorable. While we negatively affect growth in major partners like the U.S. and Europe, there will be a contraction of external financing or a reversal on the price of key raw materials" .